In Kenya, the insurance industry is regulated by the Insurance Regulatory Authority (IRA), which ensures that insurance companies operate in compliance with the law. The IRA is responsible for licensing insurance companies, which are categorized into general insurance, life insurance, and reinsurance companies. Below is a comprehensive list of the licensed insurance companies in Kenya as of 2026, organized by category.
Licensed General Insurance Companies
General insurance companies provide coverage for various risks, including health, motor, property, and more. Here is a list of licensed general insurance companies in Kenya:
- AAR Insurance (Kenya) Limited
- Africa Merchant Assurance Company Limited
- NCBA Insurance Company Limited
- APA Insurance Limited
- Britam General Insurance Company (K) Limited
- Cannon General Insurance Company Limited
- CIC General Insurance Limited
- Corporate Insurance Company Limited
- Directline Assurance Company Limited
- Definite Assurance Company Limited
- Equity General Insurance (Kenya) Limited
- Fidelity Shield Insurance Company Limited
- First Assurance Company Limited
- GA Insurance Limited
- Geminia Insurance Company Limited
- ICEA LION General Insurance Company Limited
- Intra Africa Assurance Company Limited
- Jubilee Allianz General Insurance Limited
- Jubilee Health Insurance Limited
- Kenindia Assurance Company Limited
- Kenya Orient Insurance Limited
- Madison General Insurance Kenya Limited
- Mayfair Insurance Company Limited
- MUA Insurance (Kenya) Limited
- Occidental Insurance Company Limited
- Old Mutual General Insurance Kenya Limited
- Pacis Insurance Company Limited
- Pioneer General Insurance Limited
- Sanlam General Insurance Company Limited
- Star Discover Insurance Limited
- Takaful Insurance of Africa Limited
- Tausi Assurance Company Limited
- The Heritage Insurance Company Limited
- The Kenyan Alliance Insurance Company Limited
- The Monarch Insurance Company Limited
- Trident Insurance Company Limited
Licensed Long Term (Life) Insurance Companies
Life insurance companies offer coverage that helps protect individuals and their families in the event of death, disability, or old age. Here’s a list of licensed life insurance companies in Kenya:
- ABSA Life Assurance Kenya Limited
- APA Life Assurance Limited
- Britam Life Assurance Company (K) Limited
- Cannon Life Assurance (K) Limited
- Capex Life Assurance Company Limited
- CIC Life Assurance Limited
- Equity Life Assurance (Kenya) Limited
- GA Life Assurance Limited
- Geminia Life Insurance Company Limited
- ICEA LION Life Assurance Company Limited
- Jubilee Life Insurance Limited
- Kenindia Assurance Company Limited
- Kenya Orient Life Assurance Limited
- KUSCCO Mutual Assurance Limited
- Liberty Life Assurance Kenya Limited
- Madison Life Assurance Kenya Limited
- Old Mutual Life Assurance Kenya Limited
- Pioneer Assurance Company Limited
- Prudential Life Assurance Kenya Limited
- Sanlam Life Insurance Limited
- Star Discover Life Insurance Limited
- The Kenyan Alliance Insurance Company Limited
- The Monarch Insurance Company Limited
Licensed Reinsurance Companies in Kenya
Reinsurance companies provide insurance to other insurance companies, helping them manage risk and maintain financial stability. Here’s a list of licensed reinsurance companies in Kenya:
- Continental Reinsurance Limited
- East Africa Reinsurance Company Limited
- Ghana Reinsurance Company (Kenya) Limited
- Kenya Reinsurance Corporation Limited
- WAICA Reinsurance (Kenya) Limited
Insurance Regulatory Authority (IRA) Contacts
The Insurance Regulatory Authority (IRA) is the body responsible for regulating and overseeing the operations of insurance companies in Kenya. Here’s how to contact them:
- Call: 0719 047 000 / 0727 563 110
- Email: [email protected]
- Address: Zep-Re Place, Longonot Road – Upper Hill, Nairobi
Conclusion
The list of licensed insurance companies in Kenya highlights a diverse range of providers, each offering different types of coverage to meet the needs of individuals and businesses. The Insurance Regulatory Authority (IRA) ensures that these companies operate under strict guidelines to protect the interests of policyholders. Always check the latest updates from IRA and ensure that the insurance company you choose is licensed to operate in Kenya.
